L&D Underwriting Manager

Key Responsibilities

Supervise and coordinate the underwriting team, ensuring operational efficiency, compliance with company policies, and adherence to applicable insurance regulations.
Establish and implement underwriting policies, procedures, and guidelines in collaboration with the Vice President.
Evaluate medical and non-medical risks, determine underwriting decisions, and quote and issue new policies and endorsements for groups of 100 lives or fewer.
Assess group insurance renewals, claims experience, premium trends, and risk exposure to determine appropriate renewal terms and conditions.
Collaborate on product development, policy enhancements, reinsurance coordination, and the implementation of new group accounts.
Provide technical guidance and training to underwriters, agents, and producers; prepare management reports and support sales and marketing initiatives as needed.

Requirements

Bachelor's degree in Business Administration or a related field. An equivalent combination of education and experience may be considered.
Minimum of seven (7) years of experience in insurance underwriting and risk assessment, preferably in Life, Disability, Accident, or Health Insurance.
Active Puerto Rico Office of the Commissioner of Insurance (OCS) Authorized Representative licenses in Life and Disability insurance lines.
Previous supervisory experience and demonstrated ability to lead, train, develop, and evaluate personnel preferred.
Strong analytical, critical-thinking, decision-making, and problem-solving skills, with the ability to assess risks and interpret underwriting data.
Excellent organizational, interpersonal, communication, and customer service skills, with the ability to manage multiple priorities and meet deadlines.
Fully bilingual in Spanish and English, with excellent verbal and written communication skills and the ability to deliver presentations in both languages.

Equal Employment Opportunity Employer.